> ## Documentation Index
> Fetch the complete documentation index at: https://ramps-docs-sync-20260519.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Reject a pending incoming payment

> Reject a pending incoming payment that was previously acknowledged with a 202 response.
This endpoint allows platforms to asynchronously reject payments after additional processing.




## OpenAPI

````yaml https://app.stainless.com/api/spec/documented/grid/openapi.documented.yml post /transactions/{transactionId}/reject
openapi: 3.1.0
info:
  title: Grid API
  description: >
    API for managing global payments on the open Money Grid. Built by
    Lightspark. See the full documentation at https://grid.lightspark.com/.
  version: '2025-10-13'
  contact:
    name: Lightspark Support
    email: support@lightspark.com
  license:
    name: Proprietary
    url: https://lightspark.com/terms
servers:
  - url: https://api.lightspark.com/grid/2025-10-13
    description: Production server
security:
  - BasicAuth: []
  - AgentAuth: []
tags:
  - name: Platform Configuration
    description: >-
      Platform configuration endpoints for managing global settings. You can
      also configure these settings in the Grid dashboard.
  - name: Customers
    description: >-
      Customer management endpoints for creating and updating customer
      information
  - name: KYC/KYB Verifications
    description: >-
      Endpoints for Know Your Customer (KYC) and Know Your Business (KYB)
      verification, including managing beneficial owners and triggering
      verification for customers.
  - name: Documents
    description: >-
      Endpoints for uploading and managing verification documents for customers
      and beneficial owners. Supports KYC and KYB document requirements.
  - name: Internal Accounts
    description: >-
      Internal account management endpoints for creating and managing internal
      accounts
  - name: External Accounts
    description: >-
      External account management endpoints for creating and managing external
      bank accounts
  - name: Same-Currency Transfers
    description: >-
      Endpoints for transferring funds between internal and external accounts
      with the same currency
  - name: Cross-Currency Transfers
    description: Endpoints for creating and confirming quotes for cross-currency transfers
  - name: Transactions
    description: Endpoints for retrieving transaction information
  - name: Webhooks
    description: Webhook endpoints and configuration for receiving notifications
  - name: Invitations
    description: Endpoints for creating, claiming and managing UMA invitations
  - name: Sandbox
    description: Endpoints to trigger test cases in sandbox
  - name: API Tokens
    description: Endpoints to programmatically manage API tokens
  - name: Exchange Rates
    description: >-
      Endpoints for retrieving cached foreign exchange rates. Rates are cached
      for approximately 5 minutes and include platform-specific fees.
  - name: Discoveries
    description: >-
      Endpoints for discovering available payment rails, banks, and providers
      for a given country and currency corridor.
  - name: Embedded Wallet Auth
    description: >-
      Endpoints for registering and verifying end-user authentication
      credentials (email OTP, OAuth, passkey) used to sign Embedded Wallet
      actions.
  - name: Agent Management
    description: >-
      Endpoints for creating and managing agents (experimental), called by the
      partner's backend using platform credentials. Covers the full agent
      lifecycle: creation, policy configuration, pausing, deletion, the device
      code installation flow, and approving or rejecting transactions initiated
      by agents.
  - name: Agent Operations
    description: >-
      Endpoints called by the agent itself using its own credentials (obtained
      via device code redemption). Scoped to the agent's associated customer —
      all requests automatically operate on behalf of that customer and are
      subject to the agent's policy. When an action requires approval, the
      resulting transaction enters a pending state and must be approved by the
      platform via `POST /transactions/{transactionId}/approve`.
paths:
  /transactions/{transactionId}/reject:
    post:
      tags:
        - Transactions
      summary: Reject a pending incoming payment
      description: >
        Reject a pending incoming payment that was previously acknowledged with
        a 202 response.

        This endpoint allows platforms to asynchronously reject payments after
        additional processing.
      operationId: rejectPendingPayment
      parameters:
        - name: transactionId
          in: path
          description: Unique identifier of the transaction to reject
          required: true
          schema:
            type: string
      requestBody:
        required: false
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/RejectPaymentRequest'
      responses:
        '200':
          description: Payment rejected successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/IncomingTransaction'
        '400':
          description: Bad request - Invalid parameters or payment cannot be rejected
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error400'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error401'
        '404':
          description: Transaction not found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error404'
        '409':
          description: >-
            Conflict - Payment is not in a pending state or has already been
            processed or timed out.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error409'
        '500':
          description: Internal service error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error500'
      security:
        - BasicAuth: []
      x-codeSamples:
        - lang: JavaScript
          source: >-
            import LightsparkGrid from '@lightsparkdev/grid';


            const client = new LightsparkGrid({
              username: process.env['GRID_CLIENT_ID'], // This is the default and can be omitted
              password: process.env['GRID_CLIENT_SECRET'], // This is the default and can be omitted
            });


            const incomingTransaction = await
            client.transactions.reject('transactionId');


            console.log(incomingTransaction.id);
        - lang: Python
          source: |-
            import os
            from grid import LightsparkGrid

            client = LightsparkGrid(
                username=os.environ.get("GRID_CLIENT_ID"),  # This is the default and can be omitted
                password=os.environ.get("GRID_CLIENT_SECRET"),  # This is the default and can be omitted
            )
            incoming_transaction = client.transactions.reject(
                transaction_id="transactionId",
            )
            print(incoming_transaction.id)
        - lang: Go
          source: "package main\n\nimport (\n\t\"context\"\n\t\"fmt\"\n\n\t\"github.com/stainless-sdks/grid-go\"\n\t\"github.com/stainless-sdks/grid-go/option\"\n)\n\nfunc main() {\n\tclient := grid.NewClient(\n\t\toption.WithUsername(\"My Username\"),\n\t\toption.WithPassword(\"My Password\"),\n\t)\n\tincomingTransaction, err := client.Transactions.Reject(\n\t\tcontext.TODO(),\n\t\t\"transactionId\",\n\t\tgrid.TransactionRejectParams{},\n\t)\n\tif err != nil {\n\t\tpanic(err.Error())\n\t}\n\tfmt.Printf(\"%+v\\n\", incomingTransaction.ID)\n}\n"
        - lang: Kotlin
          source: >-
            package com.lightspark.grid.example


            import com.lightspark.grid.client.LightsparkGridClient

            import com.lightspark.grid.client.okhttp.LightsparkGridOkHttpClient

            import com.lightspark.grid.models.transactions.IncomingTransaction

            import
            com.lightspark.grid.models.transactions.TransactionRejectParams


            fun main() {
                val client: LightsparkGridClient = LightsparkGridOkHttpClient.fromEnv()

                val incomingTransaction: IncomingTransaction = client.transactions().reject("transactionId")
            }
        - lang: Ruby
          source: >-
            require "grid"


            lightspark_grid = Grid::Client.new(username: "My Username",
            password: "My Password")


            incoming_transaction =
            lightspark_grid.transactions.reject("transactionId")


            puts(incoming_transaction)
        - lang: PHP
          source: |-
            <?php

            require_once dirname(__DIR__) . '/vendor/autoload.php';

            use Grid\Client;
            use Grid\Core\Exceptions\APIException;

            $client = new Client(
              username: getenv('GRID_CLIENT_ID') ?: 'My Username',
              password: getenv('GRID_CLIENT_SECRET') ?: 'My Password',
            );

            try {
              $incomingTransaction = $client->transactions->reject(
                'transactionId', reason: 'RESTRICTED_JURISDICTION'
              );

              var_dump($incomingTransaction);
            } catch (APIException $e) {
              echo $e->getMessage();
            }
        - lang: C#
          source: >-
            using System;

            using Grid;

            using Grid.Models.Transactions;


            LightsparkGridClient client = new();


            TransactionRejectParams parameters = new() { TransactionID =
            "transactionId" };


            var incomingTransaction = await
            client.Transactions.Reject(parameters);


            Console.WriteLine(incomingTransaction);
        - lang: CLI
          source: |-
            grid transactions reject \
              --username 'My Username' \
              --password 'My Password' \
              --transaction-id transactionId
components:
  schemas:
    RejectPaymentRequest:
      type: object
      properties:
        reason:
          type: string
          description: >-
            Optional reason for rejecting the payment. This is just for
            debugging purposes or can be used for a platform's own purposes.
          example: RESTRICTED_JURISDICTION
    IncomingTransaction:
      title: Incoming Transaction
      allOf:
        - $ref: '#/components/schemas/Transaction'
        - type: object
          required:
            - type
            - receivedAmount
          properties:
            type:
              type: string
              enum:
                - INCOMING
            source:
              $ref: '#/components/schemas/TransactionSourceOneOf'
            receivedAmount:
              $ref: '#/components/schemas/CurrencyAmount'
              description: Amount received in the recipient's currency
            reconciliationInstructions:
              $ref: '#/components/schemas/ReconciliationInstructions'
              description: Included for all transactions except those with "CREATED" status
            rateDetails:
              $ref: '#/components/schemas/IncomingRateDetails'
              description: Details about the rate and fees for the transaction.
            failureReason:
              $ref: '#/components/schemas/IncomingTransactionFailureReason'
              description: >-
                If the transaction failed, this field provides the reason for
                failure.
    Error400:
      type: object
      required:
        - message
        - status
        - code
      properties:
        status:
          type: integer
          enum:
            - 400
          description: HTTP status code
        code:
          type: string
          description: >
            | Error Code | Description |

            |------------|-------------|

            | INVALID_INPUT | Invalid input provided |

            | MISSING_MANDATORY_USER_INFO | Required customer information is
            missing |

            | INVITATION_ALREADY_CLAIMED | Invitation has already been claimed |

            | INVITATIONS_NOT_CONFIGURED | Invitations are not configured |

            | INVALID_UMA_ADDRESS | UMA address format is invalid |

            | INVITATION_CANCELLED | Invitation has been cancelled |

            | QUOTE_REQUEST_FAILED | An issue occurred during the quote process;
            this is retryable |

            | INVALID_PAYREQ_RESPONSE | Counterparty Payreq response was invalid
            |

            | INVALID_RECEIVER | Receiver is invalid |

            | PARSE_PAYREQ_RESPONSE_ERROR | Error parsing receiver PayReq
            response |

            | CERT_CHAIN_INVALID | Counterparty certificate chain is invalid |

            | CERT_CHAIN_EXPIRED | Counterparty certificate chain has expired |

            | INVALID_PUBKEY_FORMAT | Counterparty Public key format is invalid
            |

            | MISSING_REQUIRED_UMA_PARAMETERS | Counterparty required UMA
            parameters are missing |

            | SENDER_NOT_ACCEPTED | Sender is not accepted |

            | AMOUNT_OUT_OF_RANGE | Amount is out of range |

            | INVALID_CURRENCY | Currency is invalid |

            | INVALID_TIMESTAMP | Timestamp is invalid |

            | INVALID_NONCE | Nonce is invalid |

            | INVALID_REQUEST_FORMAT | Request format is invalid |

            | INVALID_BANK_ACCOUNT | Bank account is invalid |

            | SELF_PAYMENT | Self payment not allowed |

            | LOOKUP_REQUEST_FAILED | Lookup request failed |

            | PARSE_LNURLP_RESPONSE_ERROR | Error parsing LNURLP response |

            | INVALID_AMOUNT | Amount is invalid |

            | WEBHOOK_ENDPOINT_NOT_SET | Webhook endpoint is not set |

            | WEBHOOK_DELIVERY_ERROR | Webhook delivery error |

            | LOW_QUALITY | Document quality too low to process |

            | DATA_MISMATCH | Document details don't match provided information
            |

            | EXPIRED | Document has expired |

            | SUSPECTED_FRAUD | Document suspected of being forged or edited |

            | UNSUITABLE_DOCUMENT | Document type is not accepted or not
            supported |

            | INCOMPLETE | Document is missing pages or sides |

            | EMAIL_OTP_CREDENTIAL_ALREADY_EXISTS | An EMAIL_OTP credential is
            already registered on the target internal account; only one email
            OTP credential is supported per internal account at this time |

            | PASSKEY_CREDENTIAL_ALREADY_EXISTS | A PASSKEY credential is
            already registered on the target internal account; only one passkey
            credential is supported per internal account in v1 |
          enum:
            - INVALID_INPUT
            - MISSING_MANDATORY_USER_INFO
            - INVITATION_ALREADY_CLAIMED
            - INVITATIONS_NOT_CONFIGURED
            - INVALID_UMA_ADDRESS
            - INVITATION_CANCELLED
            - QUOTE_REQUEST_FAILED
            - INVALID_PAYREQ_RESPONSE
            - INVALID_RECEIVER
            - PARSE_PAYREQ_RESPONSE_ERROR
            - CERT_CHAIN_INVALID
            - CERT_CHAIN_EXPIRED
            - INVALID_PUBKEY_FORMAT
            - MISSING_REQUIRED_UMA_PARAMETERS
            - SENDER_NOT_ACCEPTED
            - AMOUNT_OUT_OF_RANGE
            - INVALID_CURRENCY
            - INVALID_TIMESTAMP
            - INVALID_NONCE
            - INVALID_REQUEST_FORMAT
            - INVALID_BANK_ACCOUNT
            - SELF_PAYMENT
            - LOOKUP_REQUEST_FAILED
            - PARSE_LNURLP_RESPONSE_ERROR
            - INVALID_AMOUNT
            - WEBHOOK_ENDPOINT_NOT_SET
            - WEBHOOK_DELIVERY_ERROR
            - LOW_QUALITY
            - DATA_MISMATCH
            - EXPIRED
            - SUSPECTED_FRAUD
            - UNSUITABLE_DOCUMENT
            - INCOMPLETE
            - EMAIL_OTP_CREDENTIAL_ALREADY_EXISTS
            - PASSKEY_CREDENTIAL_ALREADY_EXISTS
        message:
          type: string
          description: Error message
        details:
          type: object
          description: Additional error details
          additionalProperties: true
    Error401:
      type: object
      required:
        - message
        - status
        - code
      properties:
        status:
          type: integer
          enum:
            - 401
          description: HTTP status code
        code:
          type: string
          description: |
            | Error Code | Description |
            |------------|-------------|
            | UNAUTHORIZED | Issue with API credentials |
            | INVALID_SIGNATURE | Signature header is invalid |
          enum:
            - UNAUTHORIZED
            - INVALID_SIGNATURE
        message:
          type: string
          description: Error message
        details:
          type: object
          description: Additional error details
          additionalProperties: true
    Error404:
      type: object
      required:
        - message
        - status
        - code
      properties:
        status:
          type: integer
          enum:
            - 404
          description: HTTP status code
        code:
          type: string
          description: |
            | Error Code | Description |
            |------------|-------------|
            | TRANSACTION_NOT_FOUND | Transaction not found |
            | INVITATION_NOT_FOUND | Invitation not found |
            | USER_NOT_FOUND | Customer not found |
            | QUOTE_NOT_FOUND | Quote not found |
            | LOOKUP_REQUEST_NOT_FOUND | Lookup request not found |
            | TOKEN_NOT_FOUND | Token not found |
            | BULK_UPLOAD_JOB_NOT_FOUND | Bulk upload job not found |
            | REFERENCE_NOT_FOUND | Reference not found |
          enum:
            - TRANSACTION_NOT_FOUND
            - INVITATION_NOT_FOUND
            - USER_NOT_FOUND
            - QUOTE_NOT_FOUND
            - LOOKUP_REQUEST_NOT_FOUND
            - TOKEN_NOT_FOUND
            - BULK_UPLOAD_JOB_NOT_FOUND
            - REFERENCE_NOT_FOUND
        message:
          type: string
          description: Error message
        details:
          type: object
          description: Additional error details
          additionalProperties: true
    Error409:
      type: object
      required:
        - message
        - status
        - code
      properties:
        status:
          type: integer
          enum:
            - 409
          description: HTTP status code
        code:
          type: string
          description: >
            | Error Code | Description |

            |------------|-------------|

            | TRANSACTION_NOT_PENDING_PLATFORM_APPROVAL | Transaction is not
            pending platform approval |

            | UMA_ADDRESS_EXISTS | UMA address already exists |

            | EMAIL_OTP_EMAIL_ALREADY_EXISTS | Email address is already
            associated with an EMAIL_OTP credential |

            | EMAIL_OTP_CREDENTIAL_SET_CHANGED | Tied EMAIL_OTP credential set
            changed after the signed-retry challenge was issued |
          enum:
            - TRANSACTION_NOT_PENDING_PLATFORM_APPROVAL
            - UMA_ADDRESS_EXISTS
            - EMAIL_OTP_EMAIL_ALREADY_EXISTS
            - EMAIL_OTP_CREDENTIAL_SET_CHANGED
        message:
          type: string
          description: Error message
        details:
          type: object
          description: Additional error details
          additionalProperties: true
    Error500:
      type: object
      required:
        - message
        - status
        - code
      properties:
        status:
          type: integer
          enum:
            - 500
          description: HTTP status code
        code:
          type: string
          description: |
            | Error Code | Description |
            |------------|-------------|
            | GRID_SWITCH_ERROR | Grid switch error |
            | INTERNAL_ERROR | Internal server or UMA error |
          enum:
            - GRID_SWITCH_ERROR
            - INTERNAL_ERROR
        message:
          type: string
          description: Error message
        details:
          type: object
          description: Additional error details
          additionalProperties: true
    Transaction:
      type: object
      required:
        - id
        - status
        - type
        - destination
        - customerId
        - platformCustomerId
      properties:
        id:
          type: string
          description: Unique identifier for the transaction
          example: Transaction:019542f5-b3e7-1d02-0000-000000000004
        status:
          $ref: '#/components/schemas/TransactionStatus'
        type:
          $ref: '#/components/schemas/TransactionType'
        destination:
          $ref: '#/components/schemas/TransactionDestinationOneOf'
        customerId:
          type: string
          description: >-
            System ID of the customer (sender for outgoing, recipient for
            incoming)
          example: Customer:019542f5-b3e7-1d02-0000-000000000001
        platformCustomerId:
          type: string
          description: >-
            Platform-specific ID of the customer (sender for outgoing, recipient
            for incoming)
          example: 18d3e5f7b4a9c2
        settledAt:
          type: string
          format: date-time
          description: When the payment was or will be settled
          example: '2025-08-15T14:30:00Z'
        createdAt:
          type: string
          format: date-time
          description: When the transaction was created
          example: '2025-08-15T14:25:18Z'
        updatedAt:
          type: string
          format: date-time
          description: When the transaction was last updated
          example: '2025-08-15T14:30:00Z'
        agentId:
          type: string
          description: >-
            If this transaction was initiated by an agent, the system-generated
            ID of that agent. Absent for platform-initiated transactions.
          example: Agent:019542f5-b3e7-1d02-0000-000000000042
        description:
          type: string
          description: Optional memo or description for the payment
          example: 'Payment for invoice #1234'
        counterpartyInformation:
          $ref: '#/components/schemas/CounterpartyInformation'
    TransactionSourceOneOf:
      oneOf:
        - $ref: '#/components/schemas/AccountTransactionSource'
        - $ref: '#/components/schemas/UmaAddressTransactionSource'
        - $ref: '#/components/schemas/RealtimeFundingTransactionSource'
      discriminator:
        propertyName: sourceType
        mapping:
          ACCOUNT:
            $ref: '#/components/schemas/AccountTransactionSource'
          UMA_ADDRESS:
            $ref: '#/components/schemas/UmaAddressTransactionSource'
          REALTIME_FUNDING:
            $ref: '#/components/schemas/RealtimeFundingTransactionSource'
    CurrencyAmount:
      type: object
      required:
        - amount
        - currency
      properties:
        amount:
          type: integer
          format: int64
          description: >-
            Amount in the smallest unit of the currency (e.g., cents for
            USD/EUR, satoshis for BTC)
          example: 12550
        currency:
          $ref: '#/components/schemas/Currency'
    ReconciliationInstructions:
      type: object
      required:
        - reference
      properties:
        reference:
          type: string
          description: >-
            Unique reference code that must be included with the payment to
            match it with the correct incoming transaction
          example: UMA-Q12345-REF
    IncomingRateDetails:
      description: >-
        Details about the rate and fees for an incoming transaction. Note:
        `gridApiFixedFee` is denominated in the receiving currency, so its
        equivalent value in the sending currency fluctuates with the FX rate. As
        a result, the total fee on a subsequent quote for the same transfer may
        differ even if the underlying fee structure is unchanged.
      type: object
      required:
        - gridApiMultiplier
        - gridApiFixedFee
        - gridApiVariableFeeRate
        - gridApiVariableFeeAmount
      properties:
        gridApiMultiplier:
          type: number
          format: double
          description: >-
            The underlying multiplier from the mSATS to the receiving currency,
            including variable fees.
          exclusiveMinimum: 0
          example: 0.925
        gridApiFixedFee:
          type: integer
          format: int64
          description: >-
            The fixed fee charged by the Grid product to execute the quote in
            the smallest unit of the receiving currency (eg. cents).
          minimum: 0
          example: 10
        gridApiVariableFeeRate:
          type: number
          format: double
          description: >-
            The variable fee rate charged by the Grid product to execute the
            quote as a percentage of the receiving currency amount.
          minimum: 0
          example: 0.003
        gridApiVariableFeeAmount:
          type: number
          format: int64
          description: >-
            The variable fee amount charged by the Grid product to execute the
            quote in the smallest unit of the receiving currency (eg. cents).
            This is the receiving amount times gridApiVariableFeeRate.
          minimum: 0
          example: 30
    IncomingTransactionFailureReason:
      type: string
      enum:
        - LNURLP_FAILED
        - PAY_REQUEST_FAILED
        - PAYMENT_APPROVAL_WEBHOOK_ERROR
        - PAYMENT_APPROVAL_TIMED_OUT
        - OFFRAMP_FAILED
        - MISSING_MANDATORY_PAYEE_DATA
        - QUOTE_EXPIRED
        - QUOTE_EXECUTION_FAILED
      description: >-
        Reason for failure of an incoming transaction. This is used to provide
        more context on why a transaction failed. If the transaction is not in a
        failed state, this field is omitted.
    TransactionStatus:
      type: string
      enum:
        - CREATED
        - PENDING
        - PROCESSING
        - COMPLETED
        - REJECTED
        - FAILED
        - REFUNDED
        - EXPIRED
      description: >
        Status of a payment transaction.


        | Status | Description |

        |--------|-------------|

        | `CREATED` | Initial lookup has been created |

        | `PENDING` | Quote has been created |

        | `PROCESSING` | Funding has been received and payment initiated |

        | `COMPLETED` | Cross border payment has been received, converted and
        payment has been sent to the offramp network |

        | `REJECTED` | Receiving institution or wallet rejected payment, payment
        has been refunded |

        | `FAILED` | An error occurred during payment |

        | `REFUNDED` | Payment was unable to complete and refunded |

        | `EXPIRED` | Quote has expired |
    TransactionType:
      type: string
      enum:
        - INCOMING
        - OUTGOING
      description: Type of transaction (incoming payment or outgoing payment)
    TransactionDestinationOneOf:
      oneOf:
        - $ref: '#/components/schemas/AccountTransactionDestination'
        - $ref: '#/components/schemas/UmaAddressTransactionDestination'
      discriminator:
        propertyName: destinationType
        mapping:
          ACCOUNT:
            $ref: '#/components/schemas/AccountTransactionDestination'
          UMA_ADDRESS:
            $ref: '#/components/schemas/UmaAddressTransactionDestination'
    CounterpartyInformation:
      type: object
      description: >-
        Additional information about the counterparty, if available and relevant
        to the transaction and platform.
      additionalProperties: true
      example:
        FULL_NAME: John Sender
        BIRTH_DATE: '1985-06-15'
        NATIONALITY: DE
    AccountTransactionSource:
      title: Account Source
      allOf:
        - $ref: '#/components/schemas/BaseTransactionSource'
        - type: object
          required:
            - accountId
            - sourceType
          properties:
            sourceType:
              type: string
              enum:
                - ACCOUNT
            accountId:
              type: string
              description: Source account identifier
              example: InternalAccount:e85dcbd6-dced-4ec4-b756-3c3a9ea3d965
          description: Source account details
    UmaAddressTransactionSource:
      title: UMA Address Source
      allOf:
        - $ref: '#/components/schemas/BaseTransactionSource'
        - type: object
          required:
            - umaAddress
            - sourceType
          properties:
            sourceType:
              type: string
              enum:
                - UMA_ADDRESS
            umaAddress:
              type: string
              description: UMA address of the sender
              example: $sender@uma.domain.com
          description: UMA address source details
    RealtimeFundingTransactionSource:
      title: Real-time Funding Source
      allOf:
        - $ref: '#/components/schemas/BaseTransactionSource'
        - type: object
          required:
            - currency
            - sourceType
          properties:
            sourceType:
              type: string
              enum:
                - REALTIME_FUNDING
            customerId:
              type: string
              description: The customer on whose behalf the transaction was initiated.
              example: Customer:019542f5-b3e7-1d02-0000-000000000009
            currency:
              type: string
              description: Currency code for the funding source
              example: USDC
          description: >-
            Transaction was funded using a real-time funding source (RTP, SEPA
            Instant, Spark, Stables, etc.).
    Currency:
      type: object
      properties:
        code:
          type: string
          description: >-
            Three-letter currency code (ISO 4217) for fiat currencies. Some
            cryptocurrencies may use their own ticker symbols (e.g. "BTC" for
            Bitcoin, "USDC" for USDC, etc.)
          example: USD
        name:
          type: string
          description: Full name of the currency
          example: United States Dollar
        symbol:
          type: string
          description: Symbol of the currency
          example: $
        decimals:
          type: integer
          description: Number of decimal places for the currency
          minimum: 0
          example: 2
    AccountTransactionDestination:
      title: Account Destination
      allOf:
        - $ref: '#/components/schemas/BaseTransactionDestination'
        - type: object
          required:
            - accountId
            - destinationType
          properties:
            destinationType:
              type: string
              enum:
                - ACCOUNT
            accountId:
              type: string
              description: Destination account identifier
              example: ExternalAccount:a12dcbd6-dced-4ec4-b756-3c3a9ea3d123
          description: Destination account details
    UmaAddressTransactionDestination:
      title: UMA Address Destination
      allOf:
        - $ref: '#/components/schemas/BaseTransactionDestination'
        - type: object
          required:
            - umaAddress
            - destinationType
          properties:
            destinationType:
              type: string
              enum:
                - UMA_ADDRESS
            umaAddress:
              type: string
              description: UMA address of the recipient
              example: $receiver@uma.domain.com
          description: UMA address destination details
    BaseTransactionSource:
      type: object
      required:
        - sourceType
      properties:
        sourceType:
          $ref: '#/components/schemas/TransactionSourceType'
        currency:
          type: string
          description: Currency code for the source
          example: USD
    BaseTransactionDestination:
      type: object
      required:
        - destinationType
      properties:
        destinationType:
          $ref: '#/components/schemas/TransactionDestinationType'
        currency:
          type: string
          description: Currency code for the destination
          example: EUR
    TransactionSourceType:
      type: string
      enum:
        - ACCOUNT
        - UMA_ADDRESS
        - REALTIME_FUNDING
      description: Type of transaction source
      example: ACCOUNT
    TransactionDestinationType:
      type: string
      enum:
        - ACCOUNT
        - UMA_ADDRESS
      description: Type of transaction destination
      example: ACCOUNT
  securitySchemes:
    BasicAuth:
      type: http
      scheme: basic
      description: >-
        API token authentication using format `<api token id>:<api client
        secret>`
    AgentAuth:
      type: http
      scheme: bearer
      description: >-
        Bearer token authentication for agent-scoped endpoints. The token is the
        `accessToken` returned when redeeming a device code via `POST
        /agents/device-codes/{code}/redeem`. Agent credentials are user-scoped:
        all requests are automatically bound to the agent's associated customer
        and subject to the agent's policy.

````